Treatment option
Serious illness affects everyone. If a member of your team needs an operation or a procedure, having the Treatment option on your small business health insurance plan means they’ll be treated quickly, helping to put everyone’s minds at ease.
With Comprehensive Cancer Cover included too (unless you choose to opt out from the full cancer cover), your team can have quick access to treatment for cancer including surgery, radiotherapy and chemotherapy.*
If you include the Outpatient option too, our specialist appointments booking service team can arrange an appointment with a specialist somewhere that works for your employee – near home or work – at a good time for them and your business. If hospital treatment is the next step, they’ll be treated privately.
*Individual exclusions may apply, regardless of group cover.
Quick access to private health treatment for your employees
- If someone on your team falls ill, we’ll pay for their private health treatment costs, including overnight stays, nursing care, inpatient and day patient diagnostic tests and drugs.
- Cover the cost of specialist-referred outpatient scans, including MRI, CT and PET scans.
- To include fees for cancer surgery, radiotherapy and chemotherapy, choose our Treatment with Comprehensive Cancer Cover option. Outpatient drugs are not covered.
- If someone on your team has a child who is receiving eligible treatment and is covered by your plan, we'll pay for one parent to stay in hospital with their child.
Private treatment and no long waiting times
Julie is 46 and owns a painting and decorating business in Norwich. She employs two other people, part time and, because the work they do is very physical, has the Treatment option on her healthcare cover. Recently, she’s been suffering from severe knee pain and has been to see a specialist who has referred her for knee surgery.
Because of her private health treatment option, Julie has already had her operation. She didn’t have to wait long and her procedure was carried out at a private hospital near home. We paid the fees for Julie’s operation in full as it was carried out at a hospital listed in our directory.
Choose from two levels of cover
Treatment option with NHS Cancer support
With this option, you'll receive the below if you require treatment (not including cancer*):
Inpatient and day patient treatment: including diagnostic tests, operating-theatre costs, drugs and dressings, surgical appliances and fees for surgeons, anaesthetists and doctors at hospitals or day patient units listed in our directory.
Hospital accommodation for mum or dad: when your employee’s child is covered by your insurance and receiving eligible private treatment, or up to £100 a night for nearby hotel accommodation (up to £500 a year).
Outpatient surgery: when your employee is treated at a hospital or day patient unit in our Directory of Hospitals.
Specialist scans: CT, MRI or PET scans on referral at a scanning centre or a hospital listed as a scanning centre in our directory.
Help with ambulance transport: ambulance transport to another medical facility if your employee is receiving eligible private treatment in one hospital and is medically required to be transferred to another facility.
Cashback for inpatient NHS treatment: Cash payment of £100 a night (up to the value of £2,000 a year) when your employee has free inpatient treatment under the NHS that would've been eligible on their plan.
*If you are diagnosed with cancer, this option only provides cover for any specialist-referred cancer drugs that the NHS won't pay for. For any other cancer treatment you would need to use the NHS.
Treatment option with Comprehensive Cancer Cover
With our Treatment with Comprehensive Cancer cover option, you'll receive the below if you require treatment, including any cancer treatment (individual exclusions may apply, regardless of group cover):
Inpatient and day patient treatment: including diagnostic tests, operating-theatre costs, drugs and dressings, surgical appliances and fees for surgeons, anaesthetists and doctors at hospitals or day patient units listed in our directory.
Hospital accommodation for mum or dad: when your employee’s child is covered by your insurance and receiving eligible private treatment, or up to £100 a night for nearby hotel accommodation (up to £500 a year).
Outpatient surgery: when your employee is treated at a hospital or day patient unit in our Directory of Hospitals.
Specialist scans: CT, MRI or PET scans on referral at a scanning centre or a hospital listed as a scanning centre in our directory.
Help with ambulance transport: ambulance transport to another medical facility if your employee is receiving eligible private treatment in one hospital and is medically required to be transferred to another facility.
Cashback for inpatient NHS treatment: Cash payment of £100 a night (up to the value of £2,000 a year) when your employee has free treatment under the NHS that would've been eligible on their plan.
Included as standard:
Regardless of the cover options that you choose, you'll have access to the following included as standard with your small business insurance plan:
- 24/7 access to a private GP - Access to our 24/7 phone and video GP service, AXA Doctor at Hand (powered by Doctor Care Anywhere). Appointments are subject to availability. Advanced Clinical Practitioners available 8am-10pm.
- Muscle, bone and joint support - You and your team aged 18 and over get access to a physiotherapist over the phone or online, without the need for a GP referral.
- Health information phone line - Our helpline is open 24/7 for health information and support from nurses and counsellors. Midwives and pharmacists are available from 8am-8pm Monday to Friday, until 4pm on Saturday, and until 12pm on Sunday.
- Heart and cancer support - Speak to our experienced health practitioners on the phone - they can support you and your family when living with heart and cancer conditions.
- Access to gym discounts - In addition to your healthcare cover, you can get up to 40% off monthly Nuffield Health Fitness and Wellbeing centre memberships and Hussle Monthly+ pass fees for you and your employees. So your team can find their motivation, whether they’re training for a marathon or just getting started. Get more information and terms and conditions.
What's not covered?
As with most private healthcare plans, there are exclusions and limitations. If you'd like to find out more about what is and isn't covered, call us on 0800 389 7413* or request a callback.
Straight forward health and wellbeing info, straight to your inbox
Sign up to receive business related health and wellbeing articles.
Build a plan that's right for you and your business
At AXA Health, we know that every small business is unique. That’s why we offer a choice of healthcare cover options and benefits that you can select from, so that you only pay for the cover you want.1
Choose your cover options to create a package that works best for you and your team. For more help, speak to one of our advisors on 0800 389 7413*
1If you are buying cover for 1-2 people only, you will need to include either the Treatment option or the Diagnostics Only option in your plan.
We’re proud that our Business Health plan has been rated 5 stars by independent financial information business, Defaqto. The Defaqto 5-star rating is based on an assessment of the overall product including all options. If some of the options are not selected, this will affect the product’s star rating.
*Phone lines are open 8:30am-5:30pm Monday to Friday. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.