Rated 5 stars by Defaqto

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We’re proud that our Business Health plan has been rated 5 stars by independent financial information business, Defaqto.

The Defaqto 5 star rating is based on an assessment of the overall product including all options. If some of the options are not selected, this will affect the product’s star rating.

Free Worldwide Travel Cover for a year with our business healthcare plans

Our Worldwide Travel Cover option provides cover for your employees and their family members (when they are added to your healthcare plan), whether they are travelling for business or pleasure. For a limited time, we're offering free Worldwide Travel Cover for a year when you take out a business healthcare plan with us. So, you can make sure your team's health is taken care of, even while they are on their holidays.^

Benefits of our Worldwide Travel Cover include:

  • Cover for employees and family members, aged up to 85
  • Ski and adventure sports covered 
  • Pre-existing medical conditions you or your employees have will be covered abroad, if your medical practitioner says you’re fit to travel

For more details about our Worldwide Travel Cover, including what is and isn't covered, click 'Find out more' below.

^You will need to include the Treatment option for all members on your plan. If the insured member is terminally ill (by which we mean has a life expectancy of 1 year or below at the start of the trip) we will not pay claims caused directly or indirectly by that illness. Offer available for new customers only and they must not cancel their plan within the 14-day cooling off period. Further T&Cs apply. 

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Build our cover around your business

Your business is different from the rest. It makes sense to choose healthcare cover that is too. Here’s how you start to shape your plan:


Step one

Choose the cover options that are right for your business.

Step two

Decide who to cover and how you’d like to handle existing conditions.

Step three

Only pay for the cover you want.*



*If you are buying cover for 1-2 people only, you will need to include either the Treatment Option or the Diagnostics Only Option in your plan. For more information about our cover, any cover limitations and what we don't cover please see our product brochure.

Included as standard:

Regardless of the cover options that you choose, you'll have access to the following included as standard with your small business insurance plan:

  • 24/7 online GP service - Access to our 24/7 phone and video GP service, AXA Doctor at Hand (powered by Doctor Care Anywhere). Appointments are subject to availability. Advanced Clinical Practitioners available 8am-10pm. 
  • Access to muscle, bone and joint support - You and your team aged 18 and over get access to a physiotherapist over the phone or online, without the need for a GP referral.
  • Health information phone line - Our helpline is open 24/7 for health information and support from nurses and counsellors. Midwives and pharmacists are available from 8am-8pm Monday to Friday, until 4pm on Saturday, and until 12pm on Sunday.
  • Heart and cancer support - Speak to our experienced health practitioners  on the phone - they can support you and your family when living with heart and cancer conditions.
  • Access to gym discounts - In addition to your healthcare cover, you can get up to 40% off monthly Nuffield Health Fitness and Wellbeing centre memberships and Hussle Monthly+ pass fees for you and your employees. So your team can find their motivation, whether they’re training for a marathon or just getting started. Offers are subject to change and do not form part of insured benefits. Get more information and terms and conditions.

Fast access to private healthcare for your team

What do I need to get a small business health insurance quote?

Get an indicative online quote for business health insurance in minutes.

Here’s some information you’ll need:

- Details such as your name, email address and business postcode
- The number of employees you’ll be covering
- The age of your employees (a rough estimate is fine for the indicative quote)
- An idea of the cover options you would like to include (we will provide descriptions of each)

 Once you have your indicative quote, one of our small business healthcare plan experts will call you to discuss your cover needs, provide a full quote and explain how we cover existing medical conditions.