You can view and download your Membership Handbook, Directory of Hospitals and Important Changes Leaflet, where applicable, using the links below.
You'll also be able to discover the health and wellbeing services we offer and find out how to make a claim.
For details regarding your cover, please refer to your welcome or renewal letter and Certificate of Cover.
Members of the Education Payroll Deduct Healthcare plans, Platinum and Gold, can find their policy literature here. You can find out what plan you're on by referring to your Certificate of Cover. If in doubt please contact your HR Department.
For policy year starting 1 October 2024 to 31 March 2025:
For members covered between 1 April 2024 - 30 September 2024, please refer to the plans Important Changes Leaflets below. This details the significant changes that have been made to the benefits available under the plan, with effect from 1 April 2024.
For policy year starting 1 April 2024 to 30 September 2024:
For members covered between 1 October 2023 - 31 March 2024, please refer to the plans Important Changes Leaflets below. This details the significant changes that have been made to the benefits available under the plan, with effect from 1 October 2023.
If you wish to make any changes to your policy, please contact your broker.
If you have any queries about your policy, please contact PHC Member Services on 01923 770 000
Alternatively, you can e-mail directly to mmbeducation@thephc.co.uk
To make a claim, please call AXA Health on: 0800 068 6256
If you want to make a complaint, you can call AXA Health or write to AXA Health using the contact details below. To help AXA Health resolve your complaint, please give AXA Health the following details:
Please call AXA Health on 0800 364 524. Or write to AXA Health International House, Forest Road, Tunbridge Wells, Kent, TN2 5FE.
If you want to let AXA Health know how they're doing, you can do so by leaving AXA Health a Google Review.
Here you'll find useful information about the services that may form part of your policy with us and what to do if you need to make a claim.
For full details on what is and isn't covered, alongside any limitations, please refer to your Membership Handbook.
Faster access to support and treatment for mental health conditions via our clinically led pathway. Without the need for a GP referral.
Getting you to the right care for muscles, bones, and joints.
Making sure you receive the tests you need, quickly for any breast cancer worries.
Providing screening and diagnostic cancer services, helping to put you in control.
Private medical insurance has some confusing terminology used within it. To help you understand what we mean for some of these, we have created some short videos to help you understand.
We call conditions you were aware of when you joined pre-existing conditions. A pre-existing condition is any disease, illness or injury that:
This video is designed to help you understand more about what we mean by chronic conditions and provide practical examples of when we will or will not cover treatment of those conditions.
This video is designed to help you understand more about what we mean by moratorium underwriting and provide practical examples of what we will or will not cover, and when this will be covered.