Leaving a company health insurance scheme?
Health Insurance and wellbeing options for employees leaving a job
- Whether you’re changing jobs, retiring, taking redundancy
- Stay covered for previous and existing medical conditions
- Keep family members on your health insurance plan
- Taking out personal health cover is quick and easy – even if you’re new to AXA Health or leaving a Trust scheme
Maybe you’re leaving your job to set up on your own. Or perhaps you’re retiring. Whatever your reason for leaving your job, you’ll want to make sure that you have access to private healthcare benefits.
If you've been covered on a healthcare scheme provided by your employer, you (and any family member also covered on the scheme) could qualify for a personal health insurance plan with the option to continue without further medical underwriting. This means you could be covered for previous and existing medical conditions, as long as your new health insurance plan with us covers these.
Taking out personal health cover with us is quick and easy. You won’t need to fill in any forms or have any kind of medical examination when you join – we’ll arrange everything over the phone.
Our personal health insurance plans have a number of options including optical, dental and travel benefits. Remember that the cover offered depends on the plan you choose and the underwriting terms.
Don’t miss out - stay covered for previous and existing medical conditions when you leave your company health scheme.
Frequently Asked Questions
For most members who are on a company paid scheme, membership of this ends on the day you leave the company.
As your membership ends on the day you leave your company scheme, your ongoing treatment will not be covered.
If you are leaving your job or are no longer eligible to be a member of your company health scheme, you can join us on a personal health insurance plan. There is the option to continue your medical underwriting, however, the terms and conditions of a company scheme differ to those of a personal plan. We’ll provide all the information you need to create a plan that meets your needs and budget.
This underwriting option (also known as 'continuing medical exclusions’ or CME underwriting) means you could be covered for a pre-existing condition (subject to the terms and conditions of the individual plan you choose). This special offer for employees leaving an AXA Health company healthcare scheme or healthcare plan is not generally available on the open market.
You have 120 days from the date you leave your company healthcare scheme to join on a personal health insurance plan with this special underwriting option. You can still join any time after that date, but normally any conditions that you were previously claiming for would be excluded from cover. The offer is open to all employees and their dependants, who were covered on the company health insurance plan, regardless of length of service and includes those who are currently claiming or retiring.
We hope you’ll find transferring to an AXA PPP healthcare personal health insurance plan is quick and easy. You won’t need to fill in any forms or have any kind of medical examination when you join – we’ll arrange everything over the phone. You can call us on 0800 032 1965.
Our highly-trained team will discuss the options that are available for you and your family. Our personal health insurance plans can be tailored to suit your budget or your benefit needs. After we’ve spoken with you we can send you a detailed quote outlining the details of the plan together with the monthly and annual cost. The quote is entirely without obligation on your part and will remain valid for 60 days.
You should call us as soon as you know that you will be leaving, so that we can set up your new personal health insurance plan to start on the day you leave, which also ensures that you have cover in place, which is especially important if you are currently undergoing treatment.
When you’re concerned about your health
Call or email our nurses to ask anything you like, anytime, and we’ll put your mind at ease.
When you’re seriously ill
We have a team of nurses who specialise in caring for those living with cancer and heart disease. Every one of them knows what a diagnosis like this means, so you'll never have to find your way on your own.
When you want a GP appointment in the early hours
You can book a video appointment so you won’t have to leave the house.
When you need to see a specialist
Get access to specialists (Subject to an outpatient option the specialist consultation will be covered).
When you need to go straight to the physio
We’ll arrange a phone appointment without asking for a GP referral (For over 18's only and face to face treatment will only be covered if you have the Therapy option).
*Lines are open 8am to 7pm weekdays and 9am to 1pm Saturdays. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.